Friday, April 20, 2012
PTPTN
A lot has been said about the PTPTN. PTPTN is actually a body that offers students loans to those who want to pursue tertiary education locally. It is a great help for families like mine who have children studying in the universities. My daughter Nadia took a PTPTN loan that covers only her tuition fees. She's been paying it back for a number of years now.To me it is a simple principle of what you owe you must pay back. It doesn't have to be a student loan, any loan for that matter...you must pay back.
Otherwise forget the idea of owing anybody or any company if you don't want to pay back. The government has been really kind in providing a soft loan like the PTPTN form students. Actually, the fees for the local public universities are cheap around $2,000 dollars at the most. Sarah, my youngest daughter is paying around $1,100 for her fees a year. She does not take up a PTPTN loan since we can afford the fees. As for Nadia, since she opted for a private university, we had to apply for the loan.
The thing that does not make sense to me is why the politicians from certain groups wants to abolish the PTPTN that give a lifeline to poor students to continue their studies? Are they going to make good all the monies that have been loaned out? If they can't even pay single parents $100 as promised...where are they going to find funds to pay billions of ringgit outstanding in the PTPTN loans? Does it make sense to ask PETRONAS to cover the amount outstanding? Are they going to bleed PETRONAS to death?
Isn't it a simple process to just pay what you owe? According to Islam you cannot even smell the heaven if you don't want to pay back your debts..What kind of generations are we going to breed if we ask them not to be responsible for what they owe? It scares me to think what will happen when this student go out and work and misbehave and expect the company or the government to pay for them. For heaven sake..let our children be responsible for whatever they do...Life is never easy but you learn to live with it. PAY whatever money you owe. If you don't want to pay your PTPTN loan, there's an option....study very hard, get a first class degree and then your loan will be converted to a scholarship.
There must be a sense of pride if you can pay your loan. Teach our children with that sense of pride instead of asking them to fight for your political beliefs that only benefit you...and your political party.
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